Financing With Manitoulin Chrysler
We take the stress out of Vehicle Financing. Our Finance team will work with you every step of the way to create a payment plan that will suit your lifestyle and financial situation, from giving advice on whether to buy or lease to locating the cheapest rates.
Welcome to Our Finance Department
Choosing the right vehicle is an exciting step, but it’s important to make sure it fits your budget and lifestyle. While a new Jeep Grand Cherokee Limited or Ram 1500 Rebel might catch your eye, the key is to find a vehicle that meets your needs without stretching your finances too thin.
Think about your wants versus your needs, and determine a sensible monthly payment that also accounts for insurance, maintenance, and other daily living expenses. Finding a practical and financially realistic vehicle might take some research, but it’s a smart decision.
Whether you’re looking for a new or pre-owned vehicle, our Finance Specialist can help. They’ll work with you and your budget to find the ideal loan or lease, making your dream vehicle a reality. We’ll guide you through the process and help you find a payment plan that works for you.
You can even get a head start by filling out our convenient online finance application to begin setting up the perfect financing arrangement. We work with all major lenders to help you secure a great deal, including refinancing existing loans. You’re just a few steps away from approved vehicle financing!
Should You Lease Your New Vehicle?
Leasing is the best option for buyers who like to drive a new vehicle and want to keep their payments low. When your lease term is over, you have three options: upgrade to a newer model, pay for it outright, or just return it and go.
Benefits of Financing
Customers who intend to keep their vehicle for a while should consider a loan. Our flexible financing options can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
We can assist you in acquiring that new or pre-owned vehicle you deserve. We go above and beyond to provide you with solutions that fit your lifestyle with monthly promotions, factory discounts, and competitive pricing.
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.