Financing With Manitoulin Chrysler

We take the stress out of Vehicle Financing. Our Finance team will work with you every step of the way to create a payment plan that will suit your lifestyle and financial situation, from giving advice on whether to buy or lease to locating the cheapest rates.

Welcome to Our Finance Department

You've decided to purchase a vehicle, that's great news! But it's important to ensure you can afford that vehicle.

You may have your heart set on that Jeep Grand Cherokee Limited or the Ram 1500 Rebel, finding what is best suited for your lifestyle is the first step towards purchasing a vehicle. Most people want the newest vehicle with the most advanced features but they don't consider their needs, budget, maintenance and day-to-day life outside of driving. Finding the right vehicle for you that's practical and financially realistic may take some research.

You've heard the expression "Eyes Bigger Than Your Stomach", the same can be applied to a vehicle purchase. What are your NEEDS vs. WANTS, what is a sensible amount that you can budget for a vehicle payment per month? You will also need to take into consideration that there will also be a car insurance payment on top of that. Different types of vehicles, your driving record, and where you live will all determine the cost of your vehicle insurance.

It's important to stay within your means, a practical vehicle will still get you from point A to B, you will still be able to reach your desired destinations, your bills will be paid, and your credit score will climb.

Regardless of whether you prefer a brand-new Dodge, Ram, Jeep or Chrysler from our new inventory or would like to purchase from our pre-owned inventory, you can count on our Finance Specialist to help you secure the perfect payment plan to go with your new vehicle. Our Finance Specialist will work with you, your budget, and with banks throughout the area to find the ideal loan or lease to make your dream vehicle a reality.

Let our Finance Specialist help you navigate the world of loans and purchase agreements. We make the process easier and we guide you through all your options so that you can find your idea plan that won't break the bank or strain your budget. You can even begin the process before you start shopping, by filling out our convenient online finance application and start setting up the perfect financing arrangement for your budget.

Low interest vehicle loans are available for customers with existing loads. We can help you refinance your vehicle loan or adjust the term of the contract. We deal with all major lenders. You're just steps away from approved car financing!

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Should You Lease Your New Vehicle?

Leasing is the best option for buyers who like prefer to drive a new vehicle and want to keep their payments low. When your lease term is over, you have three options: upgrade to a newer model, pay for it outright, or just return it and go.

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Benefits of Financing

Customers who intend to keep their vehicle for a while should consider a loan. Our flexible financing options can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

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Flexible Credit Options

We can assist you in acquiring that new or pre-owned vehicle you deserve. We go above and beyond to provide you with solutions that fit your lifestyle with monthly promotions, factory discounts, and competitive pricing.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

I've had credit issues in the past. Can I get financing?

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

Can I finance a vehicle without a down payment?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.